Disclosures

Website Disclosures

New World, Inc. ("New World") is a Registered Investment Advisor ("RIA") with the U.S. Securities and Exchange Commission (“SEC”). New World provides investment advisory and related services to clients nationally. New World will maintain all applicable notice filings, registrations and licenses as required by the SEC and various state regulators in which New World conducts business. New World renders individualized responses to persons in a particular state only after complying with all regulatory requirements or pursuant to an applicable state exemption or exclusion.

 

This web site is intended to provide general information about New World and its team. It is not intended to offer investment advice or to recommend the purchase and sale of any investment product. Information is provided to learn about our advisory services, our people and to be able to contact us for further information.

 

Market data, articles and other content on this web site are based on generally-available information and are believed to be reliable. New World does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice.

 

New World will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and Form ADV 2B (“Brochure Supplement”) for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov or you may contact us at info@newworldadvisors.com to request a copy.

 

If you have any questions regarding Compliance and Regulatory information, please contact us at info@newworldadvisors.com.

Email Disclosures

New World often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. New World makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send New World private information over email as it is not secure. If you have sensitive data to deliver, we can provide secure means for such delivery.

 

Please note: For your protection, New World does not accept trading or money movement instructions via email.

 

As an RIA, New World emails are subject to inspection by the Chief Compliance Officer (“CCO”) of New World and the various securities regulators. As certain Advisory Persons of New World are also registered representatives of TerraNova, emails are also subject to inspection by TerraNova.

 

If you have received an email from New World in error, we ask that you contact the sender and destroy the email and its contents.

 

If you have any questions regarding our email policies, please contact us at info@newworldadvisors.com

 

Social Websites

New World may utilize third-party websites that include social media websites, blogs and other interactive content. New World considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, New World will retain a copy of information that New World or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of New World or the securities regulators.

 

Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by New World’s advisory persons after entering into an advisory agreement and provided New World with all requested information about your background.

 

Form CRS

 

Our firm, New World Advisors, LLC, is registered as an investment adviser with the U.S. Securities and Exchange Commission. Brokerage and investment advisory services and fees differ and it is important for you to understand these differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.

 

Relationships and Services

 

What investment services and advice can you provide me?

Services: We offer investment advisory services to retail investors. These services include investment management and financial planning.

 

We work closely with you to identify your investment goals and objectives, as well as risk tolerance and financial situation in order to develop an investment approach.

Accounts, Investments, and Monitoring: We provide services to individual, joint, retirement, trust and estate accounts. We primarily use mutual funds, exchange-traded funds, stocks, bonds, options, independent managers, real estate investment trusts and alternative investments in constructing portfolios. We do not make available or offer advice with respect to only proprietary products or a limited menu of products or types of investments. As part of our services, we monitor portfolios and securities in accounts on a regular and continuous basis. We also meet with you at least annually, or more frequently, depending on your needs.

Investment Authority: We provide our services on a perpetual and discretionary basis. We execute investment recommendations in accordance with your investment objectives without your prior approval of each specific transaction. Our engagement will continue until you notify us otherwise in writing.

Account Minimums & Other Requirements: We do not require an account or relationship size minimum in order for you to open/maintain an account or establish a relationship.

Additional Information: For more detailed information on our relationships and services, please see Item 4 – Advisory Services, Item 13 – Review of Accounts and Item 7 – Types of Clients of our Form ADV Part 2A available via our firm’s Investment Adviser Public Disclosure Page.

Conversation Starters: Given my financial situation, should I choose an investment advisory service? Why or why not? How will you choose investments to recommend to me? What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?

 

Fees Costs, Conflicts, and Standard of Conduct

 

What fees will I pay?

Asset-Based Fees: Our asset-based fees for investment management range from 0.50% to 2.00% annually. This fee is collected on a quarterly basis and calculated as a percentage of the value of the cash and investments in your account[s] that we manage. This presents a conflict of interest as we are financially incentivized to encourage you to place more assets in your advisory account as you will pay more in advisory fees.

Fixed Fees: Our fees for financial planning are based on the nature and complexity of the services to be provided and the overall relationship with us. We collect fees in a single installment. We provide you with an estimate of the total cost prior to engaging us for these services.

Other Fees & Costs: In addition to our advisory fee, you will also be responsible for third party manager and/or platform fees, custody fees, account administrative fees, fees and expenses related to mutual funds and exchange-traded funds and applicable securities transaction fees.

Additional Information: You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying. For more detailed information on our fees, please see Item 5 – Fees and Compensation of our Form ADV Part 2A available via our firm’s Investment Adviser Public Disclosure Page.

Conversation Starters: Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

 

What are your legal obligations to me when acting as my investment adviser?

How else does your firm make money and what conflicts of interest do you have?

When we act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here is an example to help you understand what this means.

 

Some of our financial professionals are registered representatives of TerraNova Capital Equities, Inc. (“TerraNova”), a registered broker-dealer. In addition to our services, your financial professional will when appropriate offer you brokerage services through their separate capacity as a registered representative and will earn commission-based compensation for transactions implemented through TerraNova. The commissions earned are separate from our advisory fees, which creates a financial incentive to recommend that you implement securities transactions through TerraNova. You are encouraged to learn more about TerraNova by reviewing their client relationship summary.

Additional Information: For more detailed information, please see Item 10 – Financial Industry Activities and Affiliations, Item 12 – Brokerage Practices and Item 14 – Client Referrals and Other Compensation of our Form ADV Part 2A available via our firm’s Investment Adviser Public Disclosure Page.

Conversation Starters: How might your conflicts of interest affect me, and how will you address them?

 

How do your financial professionals make money?

Our financial professionals are compensated based on an agreed-upon annual salary. Financial professionals have an incentive to increase the asset size in the relationship or solicit new business, taking time away from the day-to-day servicing of existing clients.

 

Disciplinary History

 

Do you or your financial professionals have legal or disciplinary history?

No. You can visit Investor.gov/CRS for a free and simple search tool to research our firm and our financial professionals. 

Conversation Starters: As a financial professional, do you have any disciplinary history? For what type of conduct?

 

Additional Information

 

You can find additional information about our investment advisory services by viewing our Form ADV Part 2A available via our firm’s Investment Adviser Public Disclosure Page or by visiting newworldadvisors.com. You can request up to date information and a copy of our client relationship summary by contacting us at info@newworldadvisors.com or (781) 749-6922.

 

Conversation Starters: Who is my primary contact person? Is he or she a representative of an investment advisor? Who can I talk to if I have concerns about how this person is treating me?

If you have any questions regarding our social media policies, please Contact Us at info@newworldadvisors.com

 

Copyright 2018 New World Advisors 

           Disclosures        Privacy Policy